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BFSI-002 Banking, Financial Services and Insurance
PROGRAMME BROCHURE

Credit Analysis and Lending

An applied five-day programme focused specifically on Credit Analysis and Lending.

Duration 5 days
Level Professional
Programme BFSI-002
KAIZEN EUROPEAN ACADEMY Executive & Professional Development www.kaizeneurope.academy
01

Programme Overview

This five-day Kaizen European Academy programme is dedicated specifically to Credit Analysis and Lending. It develops practical capability in Credit Analysis through structured explanation, applied tools, realistic scenarios and guided workshops. Participants move from core concepts to hands-on application, performance control and an implementation plan that can be transferred directly to their workplace.

02

Learning Objectives

Explain the essential concepts, terminology and professional context of Credit Analysis and Lending.
Apply the principal methods and tools used in Credit Analysis and Lending.
Analyse realistic situations and make evidence-based decisions related to Credit Analysis and Lending.
Evaluate performance, risk and control requirements in Credit Analysis and Lending.
Develop a practical implementation or improvement plan for Credit Analysis and Lending.

Who Should Attend

Professionals, specialists, supervisors and managers whose responsibilities involve credit analysis and lending or who need to build practical capability in this area.

Programme Methodology

Instructor-led explanation, facilitated discussion, subject-specific case studies, practical templates, individual and group exercises, simulations or technical scenarios where appropriate, peer review and a final implementation workshop.

Learning Outcomes

Explain the essential concepts, terminology and professional context of Credit Analysis and Lending. Apply the principal methods and tools used in Credit Analysis and Lending. Analyse realistic situations and make evidence-based decisions related to Credit Analysis and Lending. Evaluate performance, risk and control requirements in Credit Analysis and Lending. Develop a practical implementation or improvement plan for Credit Analysis and Lending.

Prerequisites

No formal prerequisite is required. Relevant professional experience is helpful; technical courses may assume basic familiarity with the operating environment.

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Course Outline

Day01

Credit Analysis and Lending: Foundations and Operating Context

  • Scope, terminology and professional context of Credit Analysis and Lending
  • Current practices and emerging trends in Credit Analysis and Lending
  • Roles, responsibilities and stakeholder expectations in Credit Analysis and Lending
  • Diagnostic assessment of current Credit Analysis and Lending practices
Day02

Core Methods and Tools for Credit Analysis

  • Credit process
  • Borrower assessment
  • Business risk
  • Industry risk
Day03

Applied Practice in Credit Analysis and Lending

  • Management assessment
  • Financial statement analysis
  • Cash-flow analysis
  • Debt service capacity
Day04

Performance, Risk and Control in Credit Analysis and Lending

  • Leverage
  • Collateral
  • Covenants
  • Credit rating
Day05

Credit Analysis and Lending: Integrated Workshop and Implementation

  • Facility structuring
  • Early-warning indicators
  • Credit monitoring
  • Problem loans
04

What You Will Receive

Programme learning materials
Practical resources and templates where applicable
Kaizen completion certificate
Participant support throughout the learning week
Kaizen European Academy

Executive & Professional Development across selected European destinations.

CONTACT & INFORMATION

Website: www.kaizeneurope.academy
Contact: www.kaizeneurope.academy/#contact